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Secured credit cards are a great option for people who have bad credit and need a credit card to start rebuilding. They’re also good for those who need a first credit card to gain some positive credit history.

Check out Orchard Bank’s Secured MasterCard which has a low 7.9% interest rate and no account processing fee. If you’ve used this credit card, leave your own review.

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Tags: Secured, Secured Mastercard

The Orchard Bank Mastercard is a good credit card for consumers who are looking to establish credit and rebuild credit. First year annual fees are waived, a savings of $35, and the first year APR can be as low as 7.09%.

In order to become a Orchard Bank card holder member simply apply, and if approved, submit a $200 minimum deposit. You will be able to enjoy the following benefits with this card:

• Easy access to account management
• Conveniently accepted at thousands of locations
• Free online bill pay
• Alert service-notifies you when you have an upcoming payment
• Fraud protection

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Tags: Mastercard, Secured Mastercard