If you tell the debt collector you’re about to file bankruptcy today, you probably shouldn’t post pictures of your new Corvette tomorrow. Otherwise, the debt collector could use that information against you. TheArizona Daily Star report tells of a the debt collector who discovered information on Facebook and used it to confront a businessman who’d lied about his inability to pay a $17,500 debt. That confrontation got him to pay up.
There’s nothing in the Fair Debt Collection Practices Act that prevents debt collectors from checking your Facebook or other social networking page. Fortunately, they can’t use it to reveal that you owe a debt.
The best way to keep debt collectors off your Facebook page is to make it private and visible only to people you know. Of course, telling the truth about your financial status won’t hurt either.
Tags: Collector, Debt Collector
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