Mar 28

It’s been long overdue, but the list of the best cash back credit cards has finally been updated.

Is there a viable replacement for the sorely missed Schwab Visa card? What cards are worth looking at? Are there cards missing from the list? Check it out!

Tags: Back Credit, Back Credit Cards, Cards, Credit Cards

Mar 22

When it comes to rewards credit cards, I’ll take cash over points any day. If you’re looking for your own cash back rewards card, you might have a hard time finding a generous cash back program. A lot of great rewards credit card deals have disappeared ever since the Fed put out rules that limit the fees and interest rates credit card issuers can charge.

Fortunately, we’ve done the work for you and found a few of the best cash back rewards cards deals out there. The cards that made the top 5 list are not only good for cash back, some also have great balance transfer deals and low interest rates on purchases. Check out the Five Best Cashback Rewards Credit Cards.

Tags: Cards, Credit Cards, Rewards Credit, Rewards Credit Cards

Jan 03

Most people will have heard the siren of store credit cards claiming to save your money on your regular shopping. You will be tempted with promises of store credit cards enabling you to save 15% more if you sign up on that particular day and more claims on the same line.

These money-saving offers may look attractive to you but before you actually get the store credit cards it is always advised to consider some points such as the impact on your credit score as well as interest rates and other such things. I would to brief view on some basic things that are to be considered while deciding whether to purchase store credit cards or not.

Is Store Credit Cards Good Or Bad For You?

The good or bad is depending for individual. If you are quite young all have faced a financial turmoil in the past that has left you with little or no credit, then opting for store credit cards is a good way of beginning to establish a history. However, you will need to prove your worthiness by responsible credit use, so that your credit application is approved.

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Tags: Cards, Credit Cards, Store Credit, Store Credit Cards

Dec 24

I’d say the hardest thing about getting out of credit card debt is figuring out where to start. Which credit card do I pay off first? Should I break up payments to all the cards? Should I send a lump sum to one card? There are so many decisions to make, it’s easier just to put it off.

I like to start by figuring out how much I can afford to send every month then writing my credit cards down in the order I want to pay them. Read Two Credit Card Payback Methods That Work to learn how make your own credit card payment plan. There’s even a printable worksheet you can use make your plan.

Tags: Cards

Nov 10

Your bank cards are becoming obsolete. Evolving credit card technology is changing the way we use plastic, something that really hasn’t changed for over five decades. Imagine, if you will, a world where you can access two accounts with just one card, or use your rewards points at the register just by pressing a button. Even better, imagine paying for stuff with a wave of your phone. Yes, your phone.

You might not have heard of them yet, but it won’t be long before your bank starts sending you credit card offers built around this new technology. While most companies have credit card apps for mobile phones and user-friendly payment options online, the actual process of sliding and signing to pay hasn’t really progressed until now.

New Credit Card Technology

Financial institutions have been trying to add new bells and whistles to entice and streamline more consumer spending for decades. In 1997, Exxon Mobil launched the Speedpass keychain payment system where customers could just wave a little nub pass a sensor and it would register the sale.

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Tags: Cards

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