Feb 15
Many people are finding it better to close their credit cards these days. Considering that credit cards aren’t as attractive as they once were, I don’t blame anyone for wanting to get rid of a useless credit card. But, make sure you do it the right way.
Wrong: Call customer service and say “Take this credit card and [bleep]!” Hang up. Cut up the card. Ignore future mail and phone calls from the credit card company.
Right: Pay off your balance completely. Make sure closing the card won’t hurt your credit. Call to request your credit card to be closed. Follow up in writing.
Similar Posts:
- What to Do When a Debt Collector Calls
- How Do I Stop Credit Card Offers?
- Closing Credit Cards and Your FICO Score
- How to Negotiate Lower Credit Card Interest Rates
- Line of Credit and Credit Scores
Tags: Card, Credit Card
Recent Comments