Choosing the right credit card is important for everyone. Young adults going back to school should be especially careful because many credit cards targeted at this age group aren’t as great as the names make them sound.
Take the Citi mtvU Platinum Select Visa Card for College Students, for example. Any credit card with “MTV” and “College Student” in the title should be a great starter card. However, the credit card rewards students for spending money on the MTV website – a great place to spend your hard-earned tips right?
A better choice would be the Discover Student Credit Card which has no annual fee, 0% interest on purchases for up to six months, and up to 5% cash back on certain purchases.
For more great student credit card offers, check out our list of the Five Best Student Credit Cards. And if you want to know what credit cards to stay away from check out the Worst Student Credit Cards.
I also recommend you read:
- How to Choose a Student Credit Card
- Smart Ways for Students to Use Credit Cards
- New Credit Card Rules for Young Adults
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- Revised Rules for Student Credit Cards
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- Tips for Parents: Help Teens Manage Student Credit Cards
- Establishing Credit with Low Limit Student Credit Cards
Tags: Cards, Credit Cards
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