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In a statement issued today, Gary Miller-Cheevers, CEO of payday loan company , has pledged his support for various calls from the government to put a cap on the cost of payday loans borrowing.

MP Stella Creasy has been leading a high profile campaign to stop the “legal loan sharks” by pushing for a cap on interest rates charged on products such as payday loans. MEP Alyn Smith from the Scottish National Party (SNP) was reported last week* as saying: Cameron and his cronies must get their act together and regulate these companies out of existence before more people face financial ruin as a result”.

Mr. Miller-Cheevers comments: “Speedeloans supports the continuing need for a well run and tightly regulated short term finance market and applauds those members of the government looking to protect the public from unscrupulous lenders.”

He suggests that one solution for all short term lending would be the introduction of expressing the cost of loans in £’s terms, rather than APR (or EAR often quoted for bank account overdrafts), so customers can easily compare the actual cost, and quickly work out if it is something they can afford. He also has

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Tags: Borrowing, Payday Loan

If youve been searching for advice from credit repair services online, one piece of advice youve probably run into more than once is to open a secured credit card. If youve been living your life with no credit whatsoever-or have been living with too much of it and have the bad credit history to prove it-opening a secured credit card can be one of the best ways to build and improve your credit score.

You may be lamenting the fact that you need a credit card in the first place, but the sad truth is cash isnt everything these days. Nowadays just about everyone requires a credit card for their services, so if youve been living your whole life under a rock, now’s your time to shine.

But if you’ve been living with bad credit or no credit your entire life, opening a new credit card account can be tricky. And thats where secured credit cards come in. But just what makes these a viable alternative to a regular credit card, and what should you be looking for when you want to open the card account? Here are some tips to consider when choosing a secured credit card:

• Fees. Just like an unsecured credit card, secured cards through your bank or credit union come with fees attached; your standard application and annual fees. Whe

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Tags: Credit Repair, Repair

As a homeschool mom or dad, you may seem a little overwhelmed at times at how much you have to buy. You have to buy books, supplies, and other learning tools to simulate a classroom in your own home. Thankfully there are several free incentive programs opened to homeschooling families. It does not get any better than free pizza, Chines food, and books for getting your child to read.

1 – Book It by Pizza Hut – Pizza Hut’s program rewards children in grades kindergarten to 6th grade monthly for reading. You can set the goal, whether it be minutes read, pages read, or books read.

The Book It’s official website says, “The restaurant manager and team congratulate every child for meeting the monthly reading goal and reward them with a free, one-topping Personal Pan Pizza, BOOK IT! card and backpack clip”.

The Book It program also provides teachers and home educators alike with classroom material for free. This is a fun way to reward your children for free and stretch your food budget. As of now, the program is closed to new enrollment. It will start its enrollment process in March 2012.

The Book It program also has Preschool challenges you and your little reader can enter for prizes. Learn more

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Tags: Homeschool, Homeschool Incentive