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They’re here! The biggest shopping days of the season have finally come. Retailers aren’t the only ones looking forward to all the credit cards coming out during this time of year. Credit card thieves are also on the prowl, waiting for the opportunity to swipe your credit cards or just your credit card information.

This time of year, it’s especially important to practice safe credit card habits to prevent credit card theft and credit card fraud. Here are some articles to help you:

• How to Avoid Credit Card Fraud
• Online Credit Card Shopping Tips
• What To Do About a Lost or Stolen Credit Card

Tags: Shopping, Shopping Tips

The company has a strange name that sounds like something out of a science fiction movie or your high school calculus class, and you have probably never heard of it and know nothing about what it does. But you can be quite sure that the company named “[x+1] Inc.” knows a thing or two about you.

The company’s own CEO was quoted in the press saying “We never don’t know anything about someone.” That manner of speaking is about as strange as the company name, but what he meant is that his company always knows at least something about everyone – and there is nobody that it does not know something about, including you.

Because of that unique quality the [x+1] might be really cool to “friend” on Facebook or to hire to do undercover work for the CIA. But the revenues of [x+1] don’t come from spy agencies or popularity with the public, but from major credit card issuers. Credit card companies use the sophisticated mathematical formulas the company has created to build profiles of potential credit card customers. The [x+1]has an u

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Credit cards will soon be replaced by smartphones, or at least that’s the belief expressed by Google CEO Eric Schmidt. On Monday, he explained why he believed credit cards as we know them may eventually become secondary to smartphones and actually showed off a device with the capability to replace the plastic.

The Unannounced Device

Schmidt attended the Web 2.0 Summit in San Francisco where during an interview, he showed off what he called the “unannounced device I carry around with me.” The device was able to use Near Field Communication, which means people using it can make payments and accomplish other tasks by waving it over an electronic reader.

While the logo on the smart phone was taped over, it is widely believed that the phone is the Nexus S, which is built by Samsung.

Is This New Technology Safe?

Schmidt said at the summit that he not only believes the new smartphone technology is safe, but that credit card companies believe it is more secure than traditional plastic. It may be for this reason that other phone makers are considering contactless payment technology as well.

For instance, Apple, the maker of the popular iPhone, is thought to be working on new mobile devices.

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Tags: Ceo, Credit Cards, Google Ceo

MasterCard announced today that it would be expanding its Overwhelming Offers program on its online shopping portal, MasterCard MarketPlace. Every day from now through December 24, 2010, excluding Thanksgiving, MasterCard will launch offers at 1pm EST providing cardholders the opportunity to earn savings of 50% or more off on purchases from brand-name merchants such as Barnes & Nobles or Toys “R” Us. For instance, today’s deal offers a $50 statement credit for making a purchase of at least $100 at PETCO. Deals are offered on a first-come first-basis, are limited in quantity and registration on MasterCard’s site is required.

Tags: Mastercard Marketplace, Offers, Overwhelming Offers

Do not file yourself a bankruptcy, try the way of eliminate credit card debt without bankruptcy. In every household, one or more adults from each families have extremely huge and un-repayable credit card debts. This financial crisis is often brought about by poor discipline and living way beyond one’s means.

Often times, bankruptcy is the first option that would come into their minds especially when they get tired of the badgering of the credit card collectors. Most of these people are just poorly informed. They are unaware of the fact that they can eliminate credit card debt without bankruptcy.

Bankruptcy will greatly affect your credit rating and this will make it very difficult for you to be granted any kind of loan in the future. All the possible means should be exhausted before considering bankruptcy. It is very fortunate that anyone no matter how deeply drowning you are from credit card debts can eliminate credit card debt without bankruptcy.

Avoid Swiping your Credit Cards

It is needless to say that the very first thing to do if you want to eliminate credit card debt without bankruptcy is to refrain from using your credit card. It

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Tags: Card Debt, Credit Card, Credit Card Debt, Way