Oct 31
Scouting for the right credit card for your business can be a challenge especially with all the great deals advertised in the market. Obviously, the ads only highlight the best about a credit card. In order to compare effectively, we need to take a closer look and go beyond the marketing hype. In this article, let’s talk about important points that we should consider when looking for a small business credit card.
A credit card that matches your company’s needs. Think about the specific needs of your company. Do you need to distribute employee cards? Do you need a credit card that offers rewards? Do you need a higher credit line? Do you need to use checks to pay your suppliers every once in a while? Is the credit card really designed for smaller businesses?
A business credit card with low or fair interest rate. Everybody wants a low rate card. Why put up with a high-rate card when you can find one with the same features yet with a lower interest rate? A lot of issuers offer a good rate to attract new customers. Com
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Tags: Card, Credit Card
Oct 31

The Chase Freedom Credit Card is designed to catch the attention of those who are seeking a cash back card. This card offers cash back on purchases such as gas, groceries and fast food. In addition, if you are an online shopper this card is part of the Chase Rewards Plus program that offers up to 10% cash back when shopping online. With this card there are no annual fees and a 0% Intro APR. Check out some of the details below to see if this card is right for you.
$50 Cash Back
You will receive $50 in bonus rebates with this bonus offer, which can be redeemed for a $50 check. You will qualify for and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. After qualifying, please allow 6 to 8 weeks for bonus rebates to post to your account. This one-time bonus offer is valid only for first-time cardmembers with new accounts.
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Tags: Back, Cash Back, Credit Card, Freedom Credit Card
Oct 31
Do you want a credit card that gives you travel perks and a chance to earn frequent flyer points? Are you sick and tired of paying high annual fees for frequent flyer cards and other rewards cards though? If you answered “yes” to both of those questions, you might find exactly what you’re looking for with the American Express Blue Sky credit card. Not only do you earn frequent flyer points, but they can be redeemed with multiple airlines, have far fewer limits and restrictions than other frequent flyer cards, and you’ll get all of that with no annual fee!
Find out more about the American Express Blue Sky credit card below and discover how much you can really get from your next frequent flyer card.
Type of Credit Card: Rewards card / No annual fee card
Interest Rates*: The American Express Blue Sky credit card is subject to a 19.99% APR.
Annual Fee*: Even though the Blue Sky card might have a relatively high interest rate, a surprising feature is its lack of an annual fee. Whereas
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Tags: Card, Credit Card
Oct 30
I was on the phone with my cousin who was ranting about this law that will take effect in February 2010. See, my cousin just started attending university away from home and she was excited to finally be able to apply for her student credit card. The excitement faded, however, when she heard about the Credit CARD Act of 2009. Although this law will make college people less vulnerable to fraud and bad credit score, this will also make it harder for those who wish to have a student credit card to acquire one.
This new law sounds like bad news to students. Come February, my cousin who is under 21 years of age will need to have a co-signatory older than twenty-one, because she has no income. The co-signer, probably one of her parents will have to be jointly liable to the credit card company. This also means she cannot request for an increase in limit without the signature of a parent. She can only get away with getting a student credit card on her own if she attaches with her application a proof of income, which she does not have at this point.
My cousin will also stop enjoying freebies that used to come with student credit card applications, like shirts, movie tickets and others.
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Tags: Law, Law Student
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